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Better Business Bureau provides advice to homeowners affected by flooding

Better Business Bureau provides advice to homeowners affected by flooding

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The Better Business Bureau has some advice for homeowners affected by flooding.

Homeowners are urged to check their insurance policies to ensure they are covered. Standard insurance policies for homeowners and renters do not cover flood damage.

Homeowners are advised to exercise caution when choosing a company or contractor to perform repairs.

Residents in high-risk areas, on the other hand, may be required to purchase flood insurance through the National Flood Insurance Program.

Before selecting a contractor, the Better Business Bureau recommends gathering numerous perspectives. Avoid high-pressure tactics and shady deals.

Do not make any irreversible improvements to the property before obtaining approval from the insurance company covering it. Changes made without the approval of the insurance company may not be covered by the policy.

Property owners can use BBB.org to find reliable companies.

Property owners should ensure that a contractor has liability insurance, workers compensation insurance, and is properly licensed to perform repairs.

Request that the contracted contractor provide you with a formal contract. Clear, concise bids show the contractor was thorough and provided accurate costs. Better Business Bureau officials also advise to beware of people trying to take advantage of homeowners who want to fix their property as soon as possible.

Doorstep sellers claiming to have leftovers, a contractor showing up unannounced and claiming the house is dangerous, contractors demanding payment in full before repairs are complete, and companies without a local address are red flags to be wary of should. Check that doorstep sellers have ID and a permit if required by the apartment community. Signing sales requests at the front door should be avoided.

Anyone concerned about structural damage to their home should consult an expert, architect, or building official. Also watch out for roofers. Unreliable contractors can do damage to get work. According to the BBB, if you pay a deposit for a job in California, don’t pay more than 10% of the total contract, or $1,000, whichever is less.

Finally, a company that does not have a permanent address should be avoided.

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